I have been playing with a new header graphics creator that is free. The software is called XHeader, and I have been very impressed. I didn’t expect much since it is free, but it’s actually quite good, with a lot of features I would not have expect in a free package. You can download it here.
Update: Well XHeader is not free anymore, but here is a great FREE tool to create header graphics and create banner graphics.

Article Title: Free Header Graphics Creator